Construction Of A Comprehensive Risk Management System For TF Group

The report of the Nineteenth National Congress of the Communist Party of China on "houses are used for living" clearly positioned,marking a clear change in the direction of China's real estate policy development,the state's adjustment of the real estate industry into a stable and long-term stage,real estate enterprises accompanied by the rapid growth of China's economy and urbanization,after more than a decade of golden growth period.In the face of adjustment and transformation,the risks faced by housing enterprises have increased sharply.More and more enterprises are aware of the importance of risk management,the important role of risk management in the promotion of enterprise value,and the fact that risk management is a management science.With the continuous improvement of the standards,enterprises can use the corresponding standards and methods to scientifically estimate the risks,so as to formulate effective strategies,reduce risk losses,and achieve strategic objectives and operational objectives.In this paper,TF Group as the research object,the company is a state-owned professional real estate company,in recent years in the high-speed development stage,facing the critical period of transformation and upgrading;the company pays more attention to daily risk management,the company's overall risk management system is basically completed,but in the primary stage,is not perfect,and there are many problems.Therefore,this paper studies how to optimize the TF Group's comprehensive risk management system,so as to make risk management effective and better respond to the risks that may be faced.Firstly,this paper expounds the concept of comprehensive risk management,introduces the theoretical basis of comprehensive risk management,and three main frameworks of comprehensive risk management,namely COSO ERM integration framework,ISO 31000:2009 "Risk Management Principles and Guidelines" and "Central Enterprise Comprehensive Risk Management Guidelines".Secondly,according to the COSO ERM integration framework,this paper analyzes the problems and causes of TF Group's comprehensive risk management system,which lays a good foundation for the next step of the company's comprehensive risk management system optimization research.Thirdly,on the basis of the analysis of TF Group's comprehensive risk management system,combined with the basic requirements of ISO31000:2009 "Principles and Guidelines for Risk Management" and "Guidelines for Central Enterprise's Comprehensive Risk Management",this paper re-optimizes the TF Group's comprehensive risk management system: 1.Selecting risk matrix method for risk identification,assessment,and so on.Secondly,risk matrix method is used to re-identify,analyze and evaluate the risk of TF Group.Taking the risk of customer relationship management in sales and the risk of selling price as an example,the risk coping schemes of these two risks are analyzed to provide reference for other risk coping schemes.Risk management implementation safeguard measures,namely risk management organizational structure,cultural system and information system construction,focusing on TF group risk management three lines of defense,as well as risk management information system construction of the preliminary idea.Through the optimization of TF Group's comprehensive risk management system,a relatively perfect risk management system has been established,which further strengthens the company's overall risk management capacity.