Research On The Improvement Of Internal Contorl Of G Property Insurance Company's Capital Management

With the rapid development of insurance business and the continuous growth of insurance assets,the importance of capital management of insurance companies is increasingly prominent.In order to strengthen the internal control of capital management in the insurance industry and increase the ability of enterprises to prevent and prevent risks,The CIRC has issued a series of standards and guidelines,including the "Basic Guidelines for Internal Control of Insurance Companies" and "Guidelines on the Use of Insurance Funds for Internal Control".Insurance companies are required to establish and improve the internal control system of capital management with the goal of "reasonable control of company funds and prevention of capital risks".Based on the theoretical research of domestic and foreign scholars on internal control,this paper takes G property insurance company as the research object.According to the relevant regulations of internal control of capital management of insurance companies in China,starting from the five elements of internal control,this article analyses the current situation of internal control of capital management of G property insurance company by means of theoretical research,field participation and consulting company information.It is found that there are some problems of internal control performance evaluation,risk assessment control,capital control activities,effectiveness of information communication,internal supervision and other aspects.It also puts forward feasible improvement plans for the existing problems of G property insurance company.The company should first optimize the internal control environment of capital management and improve the proportion of internal control indicators in performance appraisal.Secondly,the internal control awareness of the company's management and grass-roots employees should be improved,and an effective capital risk assessment mechanism should be established.Then,the company should standardize the business and financial operation process,to ensure the safety of funds and improve the efficiency of funds Finally,strengthen the supervision and management to ensure the effective implementation of internal control of capital management.G property insurance company should continuously improve the internal control level of capital management in order to achieve the goal of optimizing capital management,avoiding capital risks and creating enterprise value.