Research On Internal Contorl Of Fund Management Of Insurance Companies

In this century,as China's rapid economic development,finance and insurance industry in recent years the development of faster and faster,but there are also many problems,such as the company's capital management is not reasonable,internal control is not enough.In order to make the financial management of internal control of the insurance industry has been strengthened,and the ability to increase business risk prevention and preparedness,The CIRC has issued a series of guidelines and guidelines on the "Basic Guidelines for Internal Control of Insurance Companies" and "Guidelines on the Use of Insurance Funds for Internal Control",requiring the insurance companies to carry out the internal control of fund management in accordance with the relevant provisions.Insurance company funds management The most critical goal of internal control is the rational control of corporate funds,to guard against financial risks.This article first do a brief summary of research at home and abroad and the related theory,and then with P insurance branch as the research object,according to the insurance company internal control of cash management rules,starting from the five elements of internal control,using methods such as interviews,questionnaires,field to participate in,to carry out the analysis about the present situation of P branch of insurance funds management internal control,puts forward the control environment of the fund management performance evaluation of internal control,risk assessment of the financial department of capital management of internal control execution,funding,management means of internal control regulation,cost control activities for examination and approval of business processes,agriculture insurance problems of cash receipts and payment,etc,and analyze the problems and the reasons of the proposed,finally,Suggestions are put forward according to the problems existing in the P insurance branch in hope to improve the P branch of insurance funds management internal control help.Research shows that: improve the capital management control environment performance evaluation indicators,internal control is the guarantee of company funds internal control smoothly;Building a team has a high-quality talent capital control,so as to strengthen the company's funds management in the whole internal control ability is the foundation of company funds internal control smoothly;Optimize reimbursement business operation process,coordinate with money management,the relationship between the internal control effectiveness and efficiency of strengthening the agricultural insurance business cash charge management,is the fundamental insurance company operations;Flexible fund management company internal control information andgood communication way more smooth;Strengthening the supervision and administration,to defend the capital management is the effective implementation of internal control smoothly company funds internal control of the shield,is a key way for the healthy development of the insurance company.