Financial Analysis Of A Financial Leasing Company Based On Harvard Analysis Framework

The traditional financial analysis only quantitatively analyzes the financial statement data of the enterprise,and ignores the impact of the external environment on the company.The Harvard Analysis Framework is a professional analysis framework for finance.It is from the “strategic analysis”.“Accounting analysis”,“financial analysis” and “foreground analysis” are carried out in four aspects.Combining qualitative analysis with quantitative analysis,analyzing from multiple angles,analysis of non-financial information can complement financial analysis.Helps to fully understand the financial situation of the company.This paper selects A financing leasing company as the case company.From the enterprise strategy,the Harvard analysis framework is applied to A financial leasing company,and the existing problems are analyzed and relevant suggestions are given.It is hoped that it can provide reference suggestions for other financial leasing companies.This paper is divided into six parts for analysis.In the introduction part,it mainly introduces the research background,research significance,research status at home and abroad and research methods.Then,the related concepts and theories are introduced,and the contents of the Harvard analysis framework and the financial analysis methods used in the article are introduced.Again,the analysis of the main part is carried out from the four parts of the Harvard analysis framework.In the strategic analysis,the industry environment and the risks faced by A financial leasing companies were analyzed.The accounting analysis part mainly analyzed the important accounting policies of enterprises,and the financial analysis part was The solvency,profitability and operational capability of the company proceeded to analyze the financial indicators,and a comprehensive analysis was carried out on this basis.In the foreground analysis part,it mainly combines the analysis results of the previous parts,the relevant policies and support efforts of the country in recent years,and predicts and analyzes the company's prospects.After a series of comprehensive analysis,pointed out the problems in the operation process of A financial leasing company,and put forward targeted and constructive improvement suggestions.Through analysis,the following conclusions are drawn: A financial leasing company has poor operation,problems in financial status,insufficient long-term solvency,unreasonable capital structure,excessive reliance on bank loans,and a single financing method.The existing risks are mainly reflected in the decline in operational capacity.The profitability is weakened.Based on the analysis of the risk status and causes,the company puts forward corresponding suggestions based on the actual situation of the company,mainly to accelerate the pace of innovation,promote the layout of diversified financial industries,actively promote asset securitization business,and raise funds for future business expansion.