Case Analysis Of Duxiaoman Intelligent Financial Service Model

In recent years,with the rapid development of intelligent technology,financial scenario is its best foothold.The emergence of intelligent financial model is the inevitable trend of financial development.It also opens a new door for financial industry.The new service model and the construction of industry ecosphere have promoted the transformation of financial development.The intelligent ecology emerging from epoch-making technological innovation has also continued for traditional financial business.The trend of intelligent finance has become irreversible by injecting new vitality into its development.In this context,a number of intelligent financial start-ups have emerged,including Baidu,Alibaba,Tencent and Jingdong,which are known as the four Internet giants.Their intelligent financial services are in the leading position in China.They not only bring new service modes,but also bring new ways of making profits for intelligent technology-enabled finance.This paper takes Duxiaoman Finance,an intelligent financial company under Baidu as an example to explore Duxiaoman's financial service model.Firstly,by introducing Duxiaoman's general situation and service capability,we can decrypt the key technology behind the current smart finance.Secondly,by explaining Duxiaoman's financial service positioning and process,product service architecture,and comparing with financial services in similar fields provided by Alibaba,Tencent and Jingdong,we hope to get Duxiaoman's financial services more comprehensively.The advantages and disadvantages of the model are discussed.Finally,some suggestions are put forward to promote the better development of Duxiaoman Finance.