Problems And Countermeasures Of The Reform Of Rural Financial System In Kaifeng City

Finance is the backbone of the present stage of the development of market economy in china. And the financial industry’s growing need for financial institutions development, at the same time integration of financial institutions in the financial system reform along with the our country gradually moving towards the right track,rural finance is an important part of the financial industry, is based on the characteristics of China’s rural development step by step. In our country, no matter the adjustment of agricultural industry structure, or the rural economy social needs support from the rural finance. There is no denying that, financial capital in rural capital flow in China, when the front is very important. Since the seventy or eighty’s of last century,China’s reform and opening up the pace in accelerating, it is in this context of China rural finance also appeared a huge change, adjust and reform of rural financial system in rural areas to promote in-depth, and economic organizations and financial institutions also appear huge change. Therefore, to a certain extent also puts forward new requirements on China’s rural financial problems, the new rural financial reform in China was again referred to the important schedule. With the development of economy and the progress of science and technology, China’s rural financial system reform and perfect gradually in, after decades of development, the construction of new socialist countryside in China has made very significant results. Of course in the outstanding performance at the same time also will inevitably have problems. China is a large agricultural country, the agricultural population accounts for the total population 80%, the development of rural areas has been the outstanding problems,such as the rural population of "loans" and the rural financial service level is low level,some local governments in the "three rural" support is low.Analysis and Discussion on how to solve the problems in China’s current rural financial, in order to build a new socialist countryside, we need to analyze earnestly.The current situation of China’s rural financial system requires constant innovation and reform, in order to form a scientific reasonable rural financial service mechanism, and ultimately promote service rural development, increase farmers’ income, which is also the main way to solve the "three rural issues". Only by establishing and perfecting our country’s rural financial system, to accelerate the comprehensive development of China’s rural economy and society. But at this stage the main problem is to solve the financial problems in rural china.In this paper, by using the method of literature, comparative analysis, combiningqualitative analysis with quantitative analysis. Through a large number of qualitative research, done on the basis of utilizing information and data processed, scientific and reasonable to the financial problems in rural areas of Kaifeng city implementation analysis, indicate a problem, actively explore the path to solve the final scientific,embody the practical significance and the theory significance.