Research On Enterprise Risk Management Based On The Perspective Of Business-finance Integration

On the basis of the development of information technology,financial theory and practice have also been innovated and developed,thus accelerating the landing of management accounting,the development of information technology has laid a technical foundation for the integration of business and finance.The integration of enterprise finance and business can not only make the financial supervision function play a greater role in business management,but also reduce the risk of enterprise development,thus providing guarantee for the standard operation and better development of the company.The integration of industry and finance has become an inevitable trend in the development of enterprise management.It can not only improve the economic benefits of enterprises,but also improve the ability of financial supervision,so that finance can provide more powerful support for business decision-making.In order to strengthen the integration of business and finance,and promote the rapid development of enterprises,it is necessary to furtherly analyze the current situation and existing problems of financial integration on the basis of considering the necessity of financial integration.On this basis,risk management is taken into account,and the role of risk management in the process of financial integration is emphasized.At the same time,in the new comprehensive risk management framework,risk management has been redefined and the role of risk management in enterprise performance has been strengthened.In the overview of the above problems,we should build a scientific risk management system based on the content of company risk management,enterprise management system and the system integration of industry and finance,which will help to carry out the work of industry and finance integration and ensure the sustainable development of the company.The evaluation of risk management from the perspective of financial integration can make risk management and corporate supervision form a complete closed-loop structure,and can also improve the efficiency of each management link,thus making the concept of corporate value management possible and realistic.This paper introduces the relevant theoretical models of risk management and maturity.Based on the five elements of enterprise risk management,the maturity model of risk management is introduced,and then divided into five maturity levels.The characteristics and meanings of each level and the key process areas are described.14 secondary and 48 tertiary indicators are obtained by subdividing the five elements as first-level indicators.Based on this,the evaluation index system is constructed.The weight of evaluation index is determined by Analytic Hierarchy Process(AHP).Then,the evaluation index is transformed from being qualitative to quantitative by using the method of Fuzzy Synthetic Evaluation.From the perspective of financial integration,the enterprise risk management evaluation model is established to evaluate.In the process of industry-finance integration,risk management should be evaluated according to its maturity level,so we can know the development stage of risk management under the integration of industry and finance,and then put forward corresponding suggestions for improvement and future development direction,so as to continuously optimize the enterprise's risk management system and ensure the smooth integration of business and finance.Finally,taking M company as an example,this paper applies the enterprise risk management evaluation model from the perspective of industry-finance integration to make a comprehensive assessment and analysis of the risk management in the process of industry-finance integration,confirms its level,finds out the problems that need to be improved,and puts forward the direction of future development in order to jump to a higher level.