Research On Rural Financial Poverty Alleviation And Its Sustainability

Poverty is a millennium problem for mankind.Our country has established the eradication of absolute poverty in 2020.The poverty-stricken population in all poverty-stricken areas must enter the well-to-do society without landing.This is a great feat for the Chinese nation and a major cause for humanity's anti-poverty contribution.In this process,the national precision poverty reduction strategy has achieved a wide range of results.Poverty alleviation through finance is an important way of helping poverty alleviation accurately,and it plays a unique role in accurately helping the poor.However,rural financial poverty alleviation still has many problems in terms of sustainability.First,poverty alleviation in rural areas needs to be continuously and effectively promoted;Second,poverty-stricken households do not return to poverty after they emerge from poverty;they must ensure the sustainability ofthe effectiveness ofpoverty alleviation and development;Third,how to strengthen the sustainable development of rural financial institutions through rural financial poverty alleviation;The fourth is how to help the poor through rural finance to lay the foundation for sustainable rural development.The rural financial poverty alleviation and sustainability issues mainly refer to how to enable rural and rural financial institutions and poverty-stricken households to achieve sustainable development.How is the sustainability impact mechanism?Focusing on the sustainable development of the rural economy,society,and culture,the sustainable development of rural financial institutions,and the sustainable development of the ability of poor households,formed a development model supported by the government,dominated by rural financial institutions and widely participated in by the whole society,but still face the poverty alleviation in rural finance is not sustainable,the rural financial system for poverty alleviation is not strong,rural construction is low,rural financial markets are imperfect,poverty-stricken households are not highly involved,and poverty-stricken households are neglected in specific issues such as psychological problems.Through the analysis of evaluation indicators,rural poverty alleviation and sustainability are affected.The main factors of the problem are the improvement and improvement of rural living standards(medical care,education,housing)and rural production conditions.Therefore,to solve these problems,one should rely on the strategy of revitalizing rural areas to develop rural economic,social,cultural,political,and ecological development in a holistic and integrated manner.Second,strengthen poverty alleviation and rational distribution in the East,Central,and West regions,rationally allocate resources and exchange ideas,ensure the unity and spatial continuity of precision poverty alleviation;Third,strengthen the market construction of rural financial poverty alleviation,adopt market interest rates,reduce business risks and increase their own income;Fourth,strengthen rural credit development,establish information sharing platform,increase credit awareness of poor households,reduce information asymmetry,and reduce the risk of default;Fifth,Strengthen the innovation of rural financial institutions and implement differentiated measures to meet the needs of different poor households;Sixth,we must strengthen the ideological construction of poor households,increase the endogenous growth drivers,and change the poverty-stricken people's "poor people are short-minded"mentality.