Study On The Effect Evaluation Of Rural Financial Institutions In Anhui Province

As a big agricultural country,the "three rural" problem is related to the national quality and economic development,which is related to social stability,the country's rich and strong,and the development of the rural economy is urgent.The development of rural economy is inseparable from effective rural financial support.At present,the demand of rural financial supply and farmers' financial demand is seriously asymmetrical,the farmers are marginalized in the capital market,and the rural financial service system is not perfect.As the main body of deepening the rural financial service system,the strengthening of rural financial institutions' support for agriculture will become a great driving force for the development of rural economy.The purpose of rural financial institutions to support agricultural construction is to provide diversified financial services to meet the demand for financial services in poor rural areas,vulnerable groups,especially poor households,help them to achieve poverty alleviation,promote the development of agricultural economy,and realize the sustainable development of the institutions.Accordingly,in the process of supporting agriculture in rural financial institutions,it is necessary to establish a set of evaluation system for rural financial institutions with scientific,objective and suitable conditions for rural financial institutions to measure the process of supporting agricultural construction in rural financial institutions.So that we can promote the reform of rural financial institutions and serve the development of agriculture,rural areas and farmers better.This paper first carries out the literature review,introduces the related theories of rural financial institutions to support agricultural construction,and draws on the research ideas of domestic and foreign scholars.Through the two assessment directions of social performance and institutional performance,the coverage,social effects and sustainable development of rural financial institutions are drawn up,and the comparability of indicators is combined.The correlation,the availability of data and the characteristics of the development of the rural financial institutions in Anhui,thus expanding the 19 subdivisions,which are derived from the breadth index,the depth index,the operational sustainability index,the financial sustainability index,the farmer's satisfaction index,the farmer's actual income index,and the construction of the rural financial institution's supporting agriculture construction.The evaluation system of the effect.This paper,based on the agricultural business behavior in HY County of Anhui Province,uses the analytic hierarchy process(AHP),through the construction of the evaluation system of rural financial institutions' support to agriculture,adopts the main and objective comprehensive empowerment treatment,and uses the research data and official data to make an empirical analysis on the effect of rural financial institutions' supporting agriculture construction,and measures the present HY County farmers.The degree of the effect of the commercial bank to support agriculture.The results showed that the effect of supporting agriculture in rural commercial banks in HY county was 68.7%,and the effect of supporting agriculture was general.Combined with the actual situation of HY County,the results were analyzed.Finally,it puts forward countermeasures and suggestions for rural financial institutions to improve their ability to support agriculture.