A Third-party Payment System Based On Face Recognition

With the popularity of Alipay,credit card and Internet banking,people pay less and less when they buy things.At present,PayPal,the world's largest online payment company,has launched a "face recognition" payment function in Britain.People can easily go shopping with a smartphone when they go out,providing convenience for consumers to consume without a card.After logging into Taobao's selected products,the payment system confirms that the payment is no longer a Alipay password,but a face scan.After the phone is scanned,the payment is successful,and the traditional password is replaced by sweeping the face in the payment authentication stage after shopping.According to Alipay's point of view,face recognition technology achieves 99.5%accuracy rate in the international open test concentration,and it can use the technology of "interactive instruction continuity decision 3D judgment".Users do not need to submit their own photos.When facial recognition is required,qualified organizations can apply to the National Citizenship Card Number Inquiry Service Center to compare the collected photos with the authoritative photo database of the department.In addition to Alipay's "SmiletoPay",Jingdong wallet also announced recently through the "Jingdong wallet" in the biometric identification of a new attempt,users scan the face on Jingdong wallet,complete comparison,you can complete the relevant password unlock.Tencent's Finance Futong also said that it has reached a strategic cooperation with the National Citizenship Identity Card Number Enquiry Service Center of the Ministry of Public Security of China.Tencent and Weizhong Bank are trying to apply face recognition in financial and securities business.It is reported that Ali and Tencent have planned to apply the brush face payment technology in the market.Human face information is invariable,and it is an ideal basis for identifying identity information through the differences between different individuals.The application of face recognition in the third party payment platform will greatly improve the efficiency and security of payment.This system mainly includes two aspects,the research of face recognition method based on PCA and the third-party payment system based on face recognition.(1)The research progress of face recognition technology based on feature analysis and its wide application in different fields are described in detail.(2)the application of face recognition technology based on feature analysis in the third party payment system.