The Research On Financial Risk Management Of Shanghai Pudong Development Bank

China's economy has been faced with both opportunities and struggles followed by growth slowdown,upgrading of an industrial structure and factor-driven to innovation-driven transformation since it enter the "new normal".As a key element of China's financial system,banks play a decisive role in ensuring long-term and stable economic growth.It is necessary to analyze the financial risk management ability of commercial banks which can sustain theirs' sustainable development.The author chose to analyze the financial risk management of Shanghai Pudong Development Bank because of its high financial risk level compared to others,which helps us to get a better understanding of whole financial risk management statement in China.The paper starts with introduction of the background and significance of the topic,research method and summary of research trends about commercial banks financial risk management among at home and abroad.After that,the author gives a detailed discussion about property,well-established theories and methods of financial risk management of commercial banks.Factor analysis method is used to construct the evaluation index of the financial risk sources of Shanghai Pudong Development Bank,it is clearly that the liquidity management and loan risk evaluation have weakened its ability to control financial risk.The final part of the paper offer five points to improve financial management of Shanghai Pudong Development Bank,including continuously attention paid to the liquidity management,reform the loan evaluation management method,change the way of information disclosure,disperse the risk through financial innovation,establish a sound risk management system.It is concluded that the improvement of the financial risk management of Shanghai Pudong Development Bank is significant in the process of improving the capital structure and changing income sources.Meanwhile,its financial risk management is still at a high level,which can be improved in respect of non-performing assets and the threat posed by external competitors.