| Since the reform and opening up,with the implementation of the "household contract responsibility system for peasant households",the efficiency of agricultural production has increased rapidly,resulting in the surplus of rural labor force.At the same time,the rapid growth of our city's industrial sector,the lack of labor supply,and the relatively high wage in the system,has driven the surplus labor in rural areas from the relatively backward agricultural sector to the relatively high wage of the city.In the late 20 th century,the scale of rural surplus labor transfer has reached the peak.The transfer of surplus rural labor force not only promoted the all-round reform of China's economy,but also directly contributed to the growth of China's economy.Firstly,this paper sorted out "theory of economic growth and financial development" and "rural labor transfer theory",then summarized the current scholars' views on "the relationship between rural finance and rural surplus labor transfer" and "the influence of rural surplus labor transfer on urban and rural sector development",then analyzed the current situation of rural finance in China from the perspective of supply and demand,and comprehensively expounded the problems existing in rural finance development in China.The empirical part of this paper discusses the impact of rural finance on rural surplus labor transfer and the influence of rural surplus labor transfer on urban economy and rural economy through the fixed effect model and the total factor productivity model,and concludes that the rural financial development in China can promote the transfer of rural surplus labor force in China,and the transfer of rural surplus labor force will promote the growth of urban economy,which will not have a significant impact on grain output in China's main grain producing areas.Finally,through the empirical research results and the actual situation in China,this paper puts forward some policy Suggestions on rural financial development and rural surplus labor transfer. |