Risk Management And Coping Strategies Of Property Insurance Companies

In recent years,with the rapid development of the national economy,China's property insurance industry has achieved remarkable achievements,both the scale of premium and the number of the main body have made rapid growth.However,compared with the developed countries,the property insurance market in China is still in its infancy.At the same time,it also exposes the shortcoming of risk management ability.In this paper,the literature research method and investigation method are adopted in this paper.Under the background of the related theory of property insurance risk and the external supervision environment,this paper puts forward some suggestions on the risk management strategy of the property insurance company,combining with the present situation of the development of the property insurance industry in China and the experience measures of the risk coping strategies of the safety insurance.The purpose of this paper is to explore strategies for risk management and response from the perspective of property insurance companies themselves.The innovation of this paper is based on the field investigation and study of Ping An Property Insurance.Advantages are analyzed in terms of its risk response measures in terms of business,product pricing and portfolio.Some risk control suggestions are drawn for reference in the property insurance industry.In addition,this paper makes a detailed study of several major risks faced by the property insurance industry,and discusses the emerging network marketing risks.