Study On Risk Prevention Of RB Property Insurance Company

Today,with the rapid development of the economic market,people are increasingly demanding insurance.At the same time,the economic market is bringing more benefits and bringing more business risks.The insurance industry plays a decisive role in promoting China's economic reforms and maintaining social stability.In view of the rapid development of China's insurance industry,there are many types of insurance.At the same time,there are many problems in various systems in the insurance industry and in the internal risk prevention of enterprises.Due to insufficient implementation of government departments and national regulatory policies.Make the drawbacks of the insurance industry in the whole market more and more prominent at this stage.As a special financial system,insurance has certain risks in its practice.Assess and control the special financial system of insurance.More insurance companies ignore internal risks and pay more attention to external risks.This leads to the insurer's inability to show the micro-risk of insurance in front of the insured in the operation of specific operations and centralized management.The insured is unable to fully understand the risks inherent in insurance.This paper is based on the analysis of risk control theory and practice.The starting point is the characteristics of the Chinese insurance industry and the specific needs of customers.Analyze the risk control of property insurance.The problems and significance of this paper are put forward.Review and review the existing literature review at home and abroad.Research on the theory of property insurance risks and the related concepts of property insurance risks.Summarize some problems in property insurance,such as risk,characteristics of property insurance,classification,and reasons.Introduce the property insurance risk identification method from the above content.Analyze the current status and causes of risk in the property insurance industry.Combine the specific circumstances of RB Property Insurance Co.,Ltd.The property insurance of the company is analyzed from various aspects,including risk identification methods,external risks,internal risks and specific business risks.The property insurance risk is evaluated through analysis.Through the analysis of the internal and external risks of the property insurance company,corresponding preventive measures are proposed.Internal risk analysis is carried out from the aspects of governance control,management control,personnel control,insurance company culture construction and information construction property insurance risk of property insurance companies.Develop internal risk prevention measures and methods.Starting from the insurance external risk management system,the insurance market supervision system and the external business environment of the property insurance industry.Develop external risk prevention measures and methods through analysis.I hope to analyze the internal and external risks of RB property insurance companies.Develop risk prevention measures.Better help companies avoid risks in business operations.Develop a more effective management strategy.