Research On Insurance Risk Management For TA Insurance Co.Ltd. Of Guangxi Branch

Insurance, as a system of risk transferring and risk finance, has close connection with risk management from the scratch .The impact of entering WTO on Chinese finance industry, especially on insurance industry, may be so dramatic that it may threaten the stability of the economy of the country.Due to the weak sense of risk management, lack of risk information and the out-of-date management in most Chinese insurance companies, as a WTO member, we will have to face the severe challenges under the international competition in insurance market. Chinese insurance companies are living on the risk management have to against hour completely moves forward. Originating out the well-developed risk manager to serve pattern and consummate engineering standards. The service level is administered to the risk to client of raise. The community reproduction in the interest of accelerates is underway successfully and the guarantee community stabilizing making self the proper contribution. Thus it is necessary to study risks management in insurance companies.At first, the provenance and concept of risk management has been briefly introduced. All the risks may occur during the insurance enterprise management has been distinguished in detail. Then the author introduces the present rather out-of-date status of Chinese insurance industry' s risk management and analyzes the necessity and importance of strengthening the risk management.TA Insurance Co.Ltd. of Guangxi Branch is the one large insurance business .Varied risk be confronted with in such management process, run compensating the risk, the external environment risk awaits. The original is paid for the issue example of case and is accepted insurance the risk separately to the TA Insurance Co.Ltd. of Guangxi Branch exhibition trade by means of that. Run compensating the risk and the external environment changes the risk...