Research On The Improvement Of Centralized Fund Management Of Yipin Group

With the development of the country's scale and scope,private enterprises have gradually diversified.However,due to the special nature of enterprise management,the financial management of private enterprises is facing some challenges,especially on the issue of fund management.How to achieve higher efficiency with less capital cost is one of the reasons that affect the company's development.Practice has proved that to strengthen centralized management of funds can reasonably reduce the cost of funds,reduce financial risks,fully realize the internal fund adjustment of the group,and increase the efficiency of the use of funds.It can effectively allocate resources reasonably and strengthen the group's control over subsidiaries.Safeguard the rational and effective implementation of the company's strategic plan.The paper analyzes the centralized management of Group Yipin funds and analyzes the status quo of Group Yipin,characteristics of enterprises,and characteristics of capital flow.It analyzes and finds that Group Yipin has idle funds,low return on capital,and high capital costs.The factors that affect the centralized management of funds are explored with regard to the existing problems and causes of the Group.In the company's existing centralized management of funds,from the organizational structure,funding system,technical methods and the centralized management of funds put forward the corresponding safeguard measures,combined with the status of case analysis and the characteristics of different funds centralized management model,the author suggests that in Yipin Under the premise of the Group's existing fund management,the Bank adopts a settlement center model to conduct centralized fund management,optimize the process of fund management,strengthen the management of funds,and increase the efficiency of funds.The settlement center model can also enable the headquarters to grasp the fund dynamics of all subsidiaries in a timely manner,strengthen the responsibility and effectiveness of internal control,and facilitate the centralized management of the group.It can also concentrate the idle funds and conduct more appropriate investment activities,so that the company's revenue can increase,and enterprises can be added.Instead of using idle funds to implement investment activities,a large number of deposits can allow companies to obtain preferential interest rates.The author explained dialectically how to optimize the method of Yipin group's centralized management of funds so that the countermeasures are relatively operative,and it has a' certain enlightening effect on other similar groups to solve this problem.