Research On The Development Of New Rural Financial Institutions In Shandong Province

As a large agricultural province,shandong province plays an important role in economic development.However,the current rural economic development is very fast,and the size and size of the rural financial market are not enough to match the rural financial needs.In this way,rural economic development has been slow.The development of new type of rural financial institutions as an important link in the reform of finance system in our country,in the country in succession since 2008,for the rural residents provides various financial services,but also provides a stream of heat flow for the rural economic development.In financial reform in shandong province,village Banks,loan companies and rural capital to a certain extent,the new type of rural financial institutions,such as a support to shandong province idle funds can get effective configuration,eased the problem such as rural capital supply,improve the level of rural financial market competitiveness,but also make the financial service level.Because of the newly developed rural financial institutions,year of development is shorter,so there are all kinds of problems in the development process,such as a new type of rural financial institutions products a single,lack of high-quality talent,hardware facilities is insufficient,the service object deviation,low recognition problem.This article is a new type of rural financial institutions in shandong province as the breakthrough point,the new type of rural financial institutions in shandong province development status and existing problems of carried on the thorough analysis,combining with the development of new type of rural financial institutions of foreign successful cases,the development of new type of rural financial institutions in shandong province,put forward the guiding Suggestions,and explore a new type of rural financial institutions in shandong province should be how to develop in the future.The first chapter is the background and significance of this research,and the present situation of domestic and foreign research.The second chapter introduces the relevant theoretical basis of this thesis,makes a detailed statement of its theory,and summarizes the development situation.The third chapter is the focus of this paper,tells the story of the demand of the new type of rural financial institutions in shandong province the main body and its characteristics,and illustrates the village Banks,loan companies and rural financial mutuals development status and the existing problems.The fourth chapter summarizes the experience of the development of new rural financial institutions abroad.The fifth chapter,combining with the experience of new rural financial institutions abroad,puts forward some pertinent Suggestions on the problems existing in the new rural financial institutions in shandong province.