Research On The Development Strategy Of New Rural Financial Institutions In Shandong Province

Fast development of the new type of rural financial institutions in shandong province in recent years,but at the same time of development,increasing market competition,domestic economic growth began to slow.This case some new type of rural financial institutions is large impact,management difficulties.How to deal with their peers and market competition in shandong province is one of the new type of rural financial institutions need to face the new topic and challenge,this paper takes the development of new type of rural financial institutions in shandong province as the research subject,the paper from the perspective of professional strategy,literature retrieval method,case analysis,system analysis,comparative analysis method to study the status of the development of new type of rural financial institutions in shandong province and its existing problems.The problems from the macro,meso level and micro level and so on three aspects has carried on the thorough analysis.Macro level have a lack of social credit concept,high barriers to entry,policy support is not in place;Mesosphere financial policy and business promotion,credit system has not been established;Micro level unreasonable organization structure,financial innovation dynamics insufficient,loan interest rate flexibility,management system is not sound,lack of high level credit management talent,loan management there are many non-standard place,performance evaluation become a mere formality.The last put forward countermeasures and Suggestions to promote the development of new type of rural financial institutions in shandong province.Points in the macro,surface and three aspects such as micro.Macro level and create a good environment for the development of and social atmosphere,to reduce the barriers to entry,relax restrictions,we will increase support policy;Pay attention to financial policy of medium measure and business promotion,establish a good rural financial credit system;Micro level to establish the modern corporate governance structure,strengthen financial innovation,the establishment of a flexible loan interest rate,improve and perfect the management system,strengthen the training to improve quality of practitioners,strengthen the management of lending and risk control,establish good performance appraisal and incentive mechanism.Hope thesis writing to regulate rural financial order and promote the new type of rural financial institutions in shandong province,nice and fast healthy development to have theoretical guidance,to other area development planning and strategy to develop the new type of rural financial institutions to provide guidance and reference in one's power.