The Research On The Delepment Of New Type Of Rural Financial Institutions Of Jilin Province

The development of the new type of rural financial institutions, is one of themost important aspects of the financial system reform in our country. In2008a newtype of rural financial institutions started in succession in the national regions isestablished and provides diversified financial services for rural residents to choose,these institutions include village Banks, loan companies and rural capital support. Thedevelopment of new type of rural financial institutions in a certain extent relieves theproblem of jilin province rural financial supply, promote the local rural financialindustry between moderate competition, to improve and strengthen the rural financialservice level in the region. But due to its development time is short, there exists asocial were generally low, and difficult to absorb deposits, high operating costs, lackof professional talents, a series of problems such as financial products is single. Thispaper takes jilin province as the breakthrough point, the new type of rural financialinstitutions to the development of new type of rural financial institutions in jilinprovince in-depth research present situation and existing problems, put forward thecorresponding countermeasure, for the financing problem of "agriculture, rural areasand farmers" new channels.The first chapter is introduction, mainly introduces the research background,research purpose and significance, research status at home and abroad, research ideasand methods.The second chapter overview for the new type of rural financial institutions,replacement of the connotation of the new type of rural financial institutions, thecharacteristics of the new type of rural financial institutions and theory source,introduces the development of new type of rural financial institutions.The third chapter for jilin province the development of new type of ruralfinancial institutions. This paper introduces the new type of rural financial institutionsin jilin province general situation of the institutions and credit scale and the effect ofthe new type of rural financial institutions in jilin province.The fourth part is the existing problems in the development of new type of ruralfinancial institutions in jilin province. The development of jilin province new ruralinstitutions mainly low social recognition is not high, deposit-taking capabilities, the financial service ability and level is low, regulatory confusion, high financial risks andthe problem of the missing government supportive policies.The fifth part of jilin province new rural financial development countermeasures.According to the existing problems in the development of jilin province new ruralinstitutions put forward to improve recognition of the masses a new type of ruralfinancial institutions, strengthening the rural financial institutions deposit-takingability, improve the financial service function of rural financial institutions, improvethe rural financial institutions supervision mechanism, to reduce financial risks and tostrengthen the new type of rural financial institutions policy support policy.