Design And Implementation Of The Wealth Management System Of Commercial Bank

With the rapid development of economy and the general application of computer technology,the wealth management of China's commercial ba nks has become one of the core businesses of the bank.Traditional commercial banks mainly focus on deposits and loans,but now investment and financial management has presented explosive growth.In the face of this trend,commercial banks will take these businesses into account and incorporate them into wealth management.At present,our country commercial bank wealth management existing many problems such as ambiguous customer layering,chaotic management of business organization,insufficient wealth product and service degree,the lack of a broad focus on financial services.On this basis,this paper designs and realizes the wealth management system of commercial Banks.The main research work is as follows:1.Research wealth management business: Collect dat a on wealth management of commercial Banks,investigate the development trend of bank wealth and the status quo of wealth management.On this basis,achieve wealth calculation including deposits,loans,investment and tax,and wealth management including f inancial health,wealth investment evaluation,risk assessment,target wealth and wealth planning.2.Study the architecture and data system of wealth management system: System with the help of the advanced computer technology,so before work need in-depth study and understand,including Struts,Spring,such as MyBatis application framework,and establish the wealth management technology architecture,application layer architecture,network architecture and business logic structure.The data system of the system establishes data support for the system,mainly establishes the business data model from the business,and determines the relevant information of the data table field.3.Design and implementation of wealth management system: Design function module corresponding business processing logic,the front page operation process,input and output,business core algorithm.On this basis,achieve functions including system settings module,wealth calculation module,wealth management module,feedback management module and statistical analysis module.The wealth management system developed in this paper starts from commercial banking and basically satisfies commercial Banks' management of each sub-bank in the management area and improves the management efficiency.Man agement system based on Java development belongs to the lightweight applications,but its powerful functions,high efficiency,system stability,has a certain reference in improving the financial market management and informationization of our country.