Design And Implementation Of Drug Settlement And Financing Platform For A Bank

In order to solve the problems of large amount of private capital,but few investment channels and modes,as well as the financial difficulties of pharmaceutical enterprises,this paper takes a bank as the background to build a settlement and financing platform focusing on the development needs of the pharmaceutical industry.This paper analyses the feasibility of system construction from the technical and economic point of view,investigates the situation of financing platform construction at home and abroad,and determines the technology used in drug settlement and financing platform.Then the requirements of the drug settlement and financing platform of our bank in business processing,transaction approval management,fund clearing,customer management,booking order management and other functions,as well as the performance requirements in safety,are determined.After that,the method of customer data mining is proposed to solve the problem of collecting customer information in the process of financial market transaction,and the analytic hierarchy process is used to generate the sample data of user value with high accuracy.Then these sample data are taken as learning samples,and the model of user value calculation is established by the method of multiple logistic regression,which completes the core of customer management in this paper.After completing the design,the overall design of the system is carried out from the aspects of system architecture,function modules and database.The business processing module,transaction approval management module,fund clearing module,customer management module,reservation order management module and other functional modules are designed and implemented by using object-oriented design method.The client-side APP module is also designed and implemented.Finally,the design of the bank drug settlement and financing platform for the overall test,and through the overall test,to ensure the implementation of the platform online.Through the research and development of bank drug settlement and financing platform,on the one hand,it solves the settlement and financing problem of small and medium-sized pharmaceutical enterprises,on the other hand,it changes the traditional lending mode,making the flow of investors' funds transparent,maximizing the interests of investors,solving the problem of lack of supervision of grey financing,and adds an investment channel for the public.And completed the bank integration transaction sharing service,greatly improved the management ability of the industry management center,so that the management cost of the bank is further reduced.