Design And Implementation Of Internet Insurance Platform Based On Micro Service

In recent years,with the rapid development of the Internet economy and the continuous improvement of people's insurance awareness,it has brought an incremental market to the Internet insurance industry.In view of the huge profitability of the Internet insurance industry and the relatively low barriers to entry,a large amount of capital has poured into this industry.If an insurance e-commerce company wants to be in a dominant position in the increasingly fierce market competition,it needs a platform to empower it to enhance the user's overall process experience of placing an order on the insurance platform.The topic of this paper comes from the practical application of the internship company.The company is currently exploring the development of a relatively new insurance platform such as insurance e-commerce business.The insurance platform designed in this paper implements a microservice architecture based on Spring Boot and Spring Cloud,making the platform easy to expand and easy to maintain.Through the preliminary research on the user characteristics and product characteristics of the insurance platform,the business needs of the platform were sorted out.In the overall design process,the core business functions of the project as a whole are split into insurance commodity services,policy services,claims services,risk control services,user services,marketing services and other services,and then they are separately developed and deployed to complete the core Functional Requirements.I(independent or involved)designed and implemented the following parts:(1)Insurance Commodity Service:Including insurance commodity management functions such as displaying insurance commodities by category,displaying insurance details,and verifying mutually exclusive rules.(2)Policy service:including the functions of placing an order and applying for surrender.Mainly realize the business logic of user ordering,trial calculation,intelligent underwriting,payment,real-time update of policy status,surrender refund,and insurance risk control verification.(3)Claims settlement service:the functions of claim settlement and claim verification are realized.It mainly realizes the business logic of submitting a report application,reviewing the claim form in the background,viewing the progress of the claim,and updating the status of the claim.(4)User services:including user login and registration,editing personal information,and risk assessment functions.(5)Risk control service:apply the relevant data and user data of the three major business lines of the company,train a logistic regression model,dig out the characteristics that affect the payment of insurance claims,and lay the foundation for subsequent claims risk scoring projects.At present,the project has been launched and put into use.The operation is in good condition,and it can well meet the needs of users,operators and insurance companies for the platform of massive user groups,bringing a new insurance experience.It greatly saves the time cost for users to purchase insurance?choose insurance and settle claims later,and bring more convenient health protection to millions of families.