All In Pay Accpting Public Utilities Payment System Design And Implementation

Nowadays people advocate easy-going-out,so mobile payment,bank card,credit card payment become popular.But for the traditional users,a way allowing small payment,without password and simple is their first choice which give birth to prepaid card business.Public service fee is the fee paid by a resident to a company responsible for the maintenance of public service infrastructure,including electricity,water,waste treatment,sewage treatment,gas supply,transportation,communication,broadband fees,mobile phone recharge,traffic fines,etc.When the Internet mobile payment came into being,Alipay,WeChat and other companies launched their public service client.People can use Internet,mobile phone to pay public service fee.ALI IN PAY has been committed to payment services since 2008.Volume of prepaid card and transaction are on the rise in large and middle-sized cities with more than 200,000 POS.Huge customer base,business volume,professional experience and mature system enable ALI IN PAY to search for new business growth——Public service fee come out.ALI IN PAY Public service fee system is based on its prepaid card system which deal with recharge or consume.The system gets pay certification from People's Bank of China and Effectively ensure the safety of user accounts.To complete the connecting interface between Public service fee to direct and indirect agencies may enable query of payment.Firstly,this paper studied situation of domestic and foreign public utilities payment,analyzed the method and the existing problems.According to the existing domestic public utilities payment problems,combined with the vigorous development of third party payment industry status and ALL IN PAY positioning and technical strength,put forward the necessity and feasibility of ALL IN PAY establishing public utilities payment system.Then,this paper studied ALL IN PAY prepaid card payment platform architecture,and extends the original core business modules of prepaid card system account recharge,records entry and other payment deductions,increase the prepaid card payment of public payment routing module,to achieve the expansion of the use of the original field of prepaid cards.At last,because the payment of public utilities is very popular,according to the needs of the business,ALL IN PAY puts forward the expansibility,increases open platform source access interface package,and complete docking the payment of public utilities with a number of charges on behalf of authority or direct charge authority,to achieve the convenience of the agent platform access,to provide more payment purposesSince put into use,there has been tens of docking payer entities covering more than 20 cities with thousands of transactions daily.It is popular with consumer and payer agencies because of the high efficiency.At the same time,it enhances the adhesiveness and volume of users.