Research, Design And Implementation Of Auto Insurance Purchase Management System

Car insurance is a very common thing in daily life.But at the present stage,the mass purchase insurance is mainly handled by the daily relationship,and the price is the only single standard.The whole process is inefficient,consumers spend money not to get satisfactory services,car insurance companies to give a large number of preferential policies did not get fixed users.Neither side achieved the expected goal,let alone winwin.The starting point of this paper is to develop a system which can enable users and insurance companies to communicate directly based on the above drawbacks,so as to achieve win-win situation for both consumers.This project mainly integrates the resources of insurance companies,third-party payment companies and small loan companies to build a Wechat public number system,which provides the functions of payment capacity,user information collection,automobile insurance inquiry,premium calculation,purchase and insurance.It connects with external payment channels,drainage channels and cooperative organizations as a unified access channel.Integrating all insurance company's automobile insurance related business into one automobile insurance platform,using centralized database to process all data related to automobile insurance,each function assists to complete the business related to automobile insurance,which can enable ordinary users to purchase automobile insurance quickly,and have the right to choose insurance types and premiums independently,according to different users.The combination of demand and vehicle insurance designs vehicle insurance products that satisfy all sectors.With the popularization of the system,the accumulated user data can be predicted intelligently through big data or data mining,and the optimal vehicle purchase and insurance scheme can be given.The development technology uses ibatis framework to develop database programs,and adopts Spring framework to stratify architecture.The external interface uses Https protocol to achieve information communication,which can meet the user information transmission security requirements.After the successful construction of this project,we can unify the business related to automobile insurance,as a unified channel access,unified business access,do a good job of classification management for subsequent expansion,reconciliation,fund management,Strengthen the independence of system function and facilitate maintenance management,and greatly improve the service level of operation and office.At the same time,it can be packaged into corresponding products to provide access to enterprises with automobile insurance-related sales capabilities and enhance their value.Figure 30;Table 4;Reference 40.