The Design And Implementation Of Bank Loan Pledge Registration System

Pledge registration is a core part of the bank loan business system.It is an inevitable step for SME financing.It is also an important measure to supervise the qualification of SMEs and ensure the rational use of bank funds.In the current pledge registration system of many financial institutions,there is a phenomenon of repeated pledge,which has an adverse impact on the interests of the pledgee.Banks need to publicize the transparency of pledge information through publicity,so that all parties can grasp the rights related to accounts receivable in a timely manner and strengthen the control of risk factors.Based on the determination of the practical significance,the design and implementation of the bank loan pledge registration system was carried out.In the process of designing and implementing the bank loan pledge registration system,it refers to technologies such as B/S architecture,Spring MVC framework,and SQL Server database.The reference to the B/S architecture determines how the user interacts with the system.The structure of the MyBatis framework consists of an interface layer,a data processing layer,and a basic support layer,with the configuration file as the core.Based on the reference to the Spring MVC framework,the user's http request can be received and fed back into view mode.The SQL Server database is often used for data management tasks of enterprise applications,which can provide security for stored data.The bank loan pledge registration system implements user management,registration management,registration inquiry,registration information management,certification verification,and user audit module.The user management module implements functions such as user registration,login and exit,information maintenance,operator creation,and password management.The registration management has realized functions such as change registration,extension registration,and cancellation registration.The functions implemented by the registration query module include querying by the name of the pledge and querying by the registration certificate number.The functions implemented by the registration information management module include personal registration information management and organization registration information management.The certification verification module realizes functions such as certification verification inquiry and registration certification document management.Audit user information maintenance and frequent user information maintenance functions are implemented through the user audit module.After the application of the system,it really solved the current situation of financing difficulties for SMEs.On the basis of publicly displaying the pledge registration information,it effectively ensures the interests of all parties and avoids the occurrence of repeated mortgages.Banking institutions can strengthen the supervision of credit qualifications of loan companies,ensure the rational use of loan funds,fully guarantee the safety of medium and long-term loans and effectively avoid the occurrence of various risk factors.In summary,the application of the system can provide a powerful means for banks and other institutions to build a comprehensive pledge registration system to promote the healthy and orderly development of loan pledge business.