| With the continuous improvement of the overall living standards and technology level of the contemporary people,the influence of China's Internet technology has also been continuously strengthened.Under the influence of new technologies such as the Internet and information connectivity,the innovation work of related industries is constantly advancing and developing.Bank financial industry as a booming industry,along with the expansion of the banking financial institutions and a lot of new lending services,banking financial institutions has become more and more for fine management,credit enterprise standardization control requirements strictly,and credit management for enterprise development lags behind,has been unable to follow up of banking financial institutions.At present,China's banking financial institutions has been basically established in the financial accounting in bank intranet based authentication and network platform and successfully connect these financial institutions within the network in encrypted form of network,the centralized management mode,the enterprise credit information management of banking financial institutions in the way of network interconnection up to complete a credit management system based on B/S model as a support.How to integrate corporate credit management and corporate credit reporting and information technology in banking and financial institutions,and effectively enhance the level of corporate credit management and its standardized financial management is one of the problems faced by many financial institutions.So we develop and implement a set of enterprise credit management system,which is used for effective management and timely reporting of corporate credit within the banking and financial institutions.It is an economic and social benefit to improve the service level and effective financial control of enterprise lending businesses.This paper according to the actual situation of business bank financial institutions in-depth analysis of its internal credit management and submit business processes,and practical problems encountered by credit management personnel of enterprises and related business personnel in the enterprise credit management in the process of research and analysis,and then put fonrward the real needs and related system design,finally completed the work system.Through analysis and design,the system is divided into user authentication and login management,information announcement management,credit information reporting,credit information inquiry management and system management.In the system through the credit report generation function,which can generate real-time company somecharacteristic information,generate the specified message template,and report to the people's Bank of Chinese;through the information announcement management realizes the announcement information maintenance and check,and prompt information maintenance and check;through the user authentication and access management to realize identity validation and identity card checksum calculation;role management system management system to achieve the parameters through the maintenance and personnel management;through the implementation of credit information query,data query,data submitted to the state statistical quality data query,submit statistical query functions of information query.The system describes the requirements and design of the system through the use of the use case diagram,the E-R diagram,the business flow chart and the system architecture diagram.The system adopts the MVC framework,uses the B/S architecture,and implements the function of the system with Java language.The database is supported by the Oracle database of Oracle Corp.At present the enterprise credit management system has been put into use in the production environment,in line with the bank's financial institutions credit management needs from the use effect,improve the credit management level of each enterprise,improve credit management efficiency,the mechanism of managers'identity. |
