Design And Realization Of Corporate Customer Credit Rating System For Commercial Bank

Now in our country the information technology is constant developed and the level of information is constant improved,at the same time management of the work in the bank is getting towards the information management.With the advance of the financial sector in our country and the implementation of Administrative Measures for the Capital of Commercial Banks(for Trial Implementation),more and more banks begin to use credit rating system to rating the loan customers,according to the rating result to determine whether a customer has the ability to repay the loan,and then decide whether loan the customer or not.The purpose of the corporate customer credit rating system designed in this project is to reduce the workload of bank credit business staff,improve the work efficiency and manage customer information more safely.Corporate customer credit rating system uses SOA framework,adopts B/S mode.The system is written using java.The system uses JSP to write the foreground and uses Oracle11 g database to store and manage the data.The system realizes these functions: rating card management,credit rating management,institutions management and right management.Rating card management includes three functions: index management,rating card management,rating card calculation.The credit rating management includes three functions: rating management,dimension setting and rating query.Institutions management includes three functions: increase institution,change institution and delete institution.Right management includes three functions: role management,user management and authorization management.With the rating cards in our corporate customer credit rating system,rate the customer though the system,in order to improve the commercial bank staff's work efficiency,maintenance bank data information more safe and effectively,so that to further improve the information management level of the commercial bank business staff information management level.