Design And Implementation Of Management System For Customer Credit Rating

In order to ensure the quality and safety of assets, one of the most essential tasks of financial institutions is liquidity risk control. The development of the customer credit rating system could effective promote customer credit rating, reasonable access customer credit scale, and then strengthen the risk control ability of financial institutions. Furthermore, the establishment of customer credit rating system could also facilitate to achieve information management, improve working efficiency, and perfect the credit working pressures.The research object of this article is the management system of customer credit rating in C Company. Analyzing the process of the customer credit rating, this paper points out both the functional needs and non-functional needs related to this system. It also helps to establish credit rating model, which can be the theoretical basis of customer credit rating. According to the business requirements of raking system, this article helps to hackle the functional module of this system, define and design database model and complete the management system of credit rating. What’s more, the system is tested and relevant analysis and evaluation about the whole design process is given in the last part of this article.This paper conducts a comprehensive research on the development and construction of customer credit rating system of C Company. Most importantly, the main contributions of this paper could help to further enhance the normalization of the credit rating for the Financial Company of Enterprise Group, improve the scientificalness of the credit evaluation for the company with loans, and strengthen the persuasion of the credit rating system. Moreover, further studies will be conducted and will focus on the cases of asset allocation for other financial institutions(excepting Finance Company), and deeply discuss the design and application of customer rating system of all kinds of financial institutions.