Design And Implementation Of Credit Authorization Risk Control System For A Commercial Bank At Nantong

Credit authorization is an important constituent for a commercial bank at Nantong to realize risk control in its business at current time.The system discussed in this thesis is a tool developed for the credit authorization risk control and the uniform support to various kinds of authorization business.This thesis presents the credit authorization control system design and implementation under the guidance of scientific principles in software engineering.Combined with the necessity,feasibility and the major risk elements in this small size commercial bank's loan business,this thesis analyzes the system's major functions.It establishes the critical functions including initial authorization risk control,authorization execution risk control and special verification management.It also describes the software technical solutions where the related data processing methods and use case models are established for the desired function analysis.The thesis discusses the approach to the software solution with its design principles of reliability,flexibility and openness,to construct the software architecture by means of the object-oriented methods.It presents some further concrete details,including its architecture design,database design,interface schemes,some internal data processing flows,object-oriented based data structures,representative programs and tests.As a component of the global business platform in the bank,this system is now in its stable running status.It encompasses major risk elements of credit authorization business into risk control mechanisms as well as implements the stable integration with other related business platforms,reaching the development goals satisfyingly.