The Design And Implementation Of Bank Credit Risk Control System Based On JavaEE

With the increase of the banking industry and the rapid development of theirbusiness volume, Credit risk issues in the course of business of banks graduallyexposed. This requires a certain program on banking credit risk management in orderto reduce the likelihood of its occurrence. Based on the traditional C/S structure ofbank credit risk control system faces many problems, Such as: The data are not easyto synchronization, interoperability is not good enough, the overall efficiency of thesystem is low and the operation and maintenance cost is high. Therefore, There iscertain practical significance to explor a mor efficient bank Faith risk control system.Bank credit risk control system is mainly applied to the management of bankcredit in the daily work, mainly in the credit risk management as the core, To improvethe level of credit risk control of bank, using computer technology and databasetechnology is necessary. In this thesis, combined with the practical demands of creditrisk control work of bank, expounds the importance and necessity of the developmentof the system.This thesis uses JavaEE based MVC architecture, using Struts, Springand other open-source framework, using Oracle10G database, based on the fullanalysis of bank credit risk management related business, according to the softwareengineering method, and then analyzes the requirements of the system. On the basis ofthe analysis, this thesis describes the system design thought, system architecture anddatabase design, and the necessary interface between the main function modules andmodules are introduced. and then realize the system by coding. Finally the system hascarried on the comprehensive testing, the results of testing show that the system riskcontrol of bank credit risk evaluation of the results are accurate, reliable performance.Bank credit risk control system has high portability, good security, friendlyinterface and easy operation and maintenance and other advantages, this is verycrucial for the banking system. The implementation of this system is to wear a safetyhelmet to the loan business, to quantify the credit risk of banks,it also enriched thebank credit risk control conten of banks. By actual use in more than two years of acommercial bank, the system for controlling financial risks, for rational allocatingcredit resources can play a larger role.