The Design And Implementation Of Commercial Bank Credit Management System

In recent years,with the improvement of economic level and deepening reform,the scale of bank credit business has been expanding,this brings both opportunities and challenges to the credit management business of commercial banks.One of the main commercial banks,the important part of bank credit management is the operation,relating to the good or bad of commercial banks.In this way,commercial banks urgently need a credit management system that is clear,easy to expand,practical,stable and easy to maintain.Therefore,the establishment and development of modern banking management systems,customer credit cards,not only collect,but also provide comprehensive information for banks,moreover,it can reduce the complexity of bank credit business and improve the ability of credit risk control.By exploring the design and implementation of the system,it is of far-reaching significance for the management of commercial banks in China.First of all,this paper briefly introduces the research status of credit management at home and abroad,and emphasizes the necessity and urgency of establishing a set of efficient,flexible and easy to expand business operating system.Starting from the analysis of the overall demand and functional framework of the credit management system,with the core of modular application and expansion,considering the requirements of the system's efficiency,flexibility and stability,SQL Server is used as the background database to develop the system function,and the ASP.NET advantage technology of the B/ S three layer architecture is designed and implemented.A flexible and easy to configure software system can effectively guarantee the durability,security and reliability of the system.This system uses object-oriented technology and unified modeling language UML and E-R model modeling tools to analyze and design,in demand and process analysis stage,the main application of UML use case diagram,time sequence diagram,activity diagram and so on.In the overall deployment,module design and core business process design,the UML class diagram,entity relationship diagram,data logic table structure and other tools are used to achieve better results in the actual operation.In general,this paper covers all aspects of the existing credit business needs of commercial banks from the framework of the structure,and also lays a fo undation for the later system expansion.In terms of design,the Microsoft.Net platform provides a multilingual component development and execution environment,which ensures the flexibility and scalability of the system.In technology,using UML modeling technology and SQL SERVER database technology to implement the system,avoid the traditional slow and inefficient,in the application of more efficient operation,and more cost-effective.The Practice shows that the system of Credit Management of commercial banks can improve the efficiency of working staff's Information and improving the Information Security of banks Main effective potential user Credit Management of Banks.