Design And Implementation Of Business-Driven Loan Products Factory System

Since traditional loan business systems are not able to respond to changes in the times,they limit the development of businesses.In order to adapt to the development of the times,the loan business system should be able to provide more products and customerized process to meet the needs of users in the new era.Proceduralized normative management is an inevitable trend in the development of banking services today.This paper fully considers the system's flexibility and ease of use,integrates Spring,Struts,and Hibernate framework technologies,and implemented a business-driven loan product system.This paper takes the bank loan system as the subject,according to the business needs and inherent business characteristics of the loan,combined with the current advanced technology,adopts the concept of "component management,modular design and parameterized control" to design the system.Based on study of the loan factory process,the system integrated product-driven,process-oriented and parameterized design principles,and the loan's production management process has been implemented through a "cut-out,combination" approach,which can quickly support product innovation and risk control management,also can keep system's good scalability and lower maintenance costs.From the perspective of overall function,the loan system includes business process function and information management function modules.The business process module can approve the personnel credit process,manage the implementation of the loan information,and be responsible for Loan recovery management and other operations.The information management module is mainly responsible for managing information such as users and ledgers,and also provides users with related functions such as statistic report and system setting.After analyzing the system requirements,this paper strictly follows the standards of software engineering to design and develop the entire loan business system.The business process functions are implemented according to the characteristics of the loan system.The implementation of this system is based on the SSH framework technology,which simplifies the development process,reduces post-maintenance costs,and standardizes the loan approval process.In terms of design and implementation,the system interface is friendly and easy to operate.Testing result shows that the system can basically meet the business needs of bank loan management and can provide certain decision-making basis for loan risk assessors and improve the efficiency of bank loan business management.