The Design And Implementation Of The Credit Management System

With the rapid development of Internet finance today, the banks is paying more attention to information construction.The credit business As the core competitiveness of the banks,the credit business gets each bank's attention especially. To improve the management and operational efficiency of the credit business, all the banks are actively building the credit system. A Japanese bank desperately needs credit system to manage the current credit business, especially the balance of the check, loan information inquiries and making contract document. No matter from risk control perspective or from cost control perspective, the credit system can not only improve working efficiency, but also can effectively avoid the risk of loss caused by entry errors.At first, this paper simply introduces the topic's background and the source of the credit system and makes explanation of the basic meaning and content of the credit business. Credit business is also known as credit assets or loan business which is the most important assets business of commercial Banks. It is a management behavior which the banks use their own strength and credibility to provide financing or incur obligations on behalf of clients, and customers pay interest, fees and repayment of principal or final incur obligations.Then this article will focus on a bank's credit system's requirements analysis, design and implementation, and verify the reliability of the system.At the stage of the requirements analysis based on the analysis of the bank credit business process, the system is divided into management authority, before the credit business, credit business, loan business, supervision business and auxiliary business which includes six modules. By using the method of software engineering, the domain model is built by the way of time sequence diagram and use case diagram.During the design phase, this paper is from two perspectives which are the overall architecture design and function module design to explain the SSI architecture of the system design and features, and interface design, scheduling, task design, making document engine design, UI design, database tables design.During the System implementation and testing phases, the overall architecture of this paper is to achieve and realize the perspective of system function module describes SSI front end architecture implementation and realization of the system function modules. And to verify the accuracy and reliability of the system functions through LoadRunner testing tool.In this paper, the credit system is designed to automate business processes in order to achieve the credit to facilitate the internal bank staff.The implementation of credit system plays an important role in the promotion of domestic and foreign loans. Through the use of credit system, people can make the business operators to quickly understand the business system and effectively carry out financial activities.