The Design And Implementation Of Small Business Loans Management System For Zhengzhou City Minsheng Bank

Minsheng bank is the first commerical bank founded by private captial, and Minsheng bank make innovation for financial system and introduced a varity of business to meet to needs of market and to attract the attention of the customer. In recent years, Zhengzhou branch launched a varity of small micro-loan business to adapt the development trend of bank business, but all the management for the business use artifical management, which is clearly behind the development of age. And in order to provide convenience for staff in bank, Zhengzhou branch needs to use advanced Internet technology and design and implement a micro-loan business management system to manage the relative information and make the loan business run smoothly.After the analysis for micro-loan business relationship and customer relations of Zhengzhou branch, combining with the characteristics of the bank’s business and similar system’s technology, we determine to use B/S architecture to develop this system. The system mainly adopts Struts2, Spring and Hinernate framework and uses MVC to design the system. Besides, the system selects relational database SQL SERVER 2012 to design the database.The system realized six layers of business functions, respectively the small loan business management, customer management, risk management, financial management, report forms center management and system setup management. Through the six business function, users of the system can handle with and query small loan projects. And users can query, add and modify the information related to customers, can manage the loan information, breach information, five level class information and maintain the financial documents, collecting information, payment information, all kinds of capital information. Besides, users can query, print and export all the business report and financial report. What’s more, users can manage all the system’s permission, business basic data and flow configuration information.Now the system is in operation stage, and the use of this system realized specific and unified management for customer’s relations and the risk information and financial information of micro-loan business. And more and more customers chose Zhengzhou branch of Minsheng bank to make loan business, and its good reputation kept the influence expanding. And we believe that Zhengzhou branch of Minsheng Bank will make great performance on micro-loan business.