Study On The Mode Of Chinese Government To Purchase Medical Insurance Service

The establishment of a perfect social medical security system is a requirement for the government to exercise social management functions,a requirement for establishing a perfect social security system,and a historical task for the government to shoulder.At present,in the process of building and perfecting the social medical security system,the government is generally faced with the problems of soaring cost,inbalance,low management efficiency and so on.Against this background,the new medical reform proposes to meet the needs of the public through the purchase of medical care services,aiming to improve efficiency,and also provides policy support for the further development of the commercial medical insurance market.At present,the government is responsible for planning and financing,and the purchase of medical insurance management services to the Business insurance company has become an international trend.All the countries of the world,especially the developed western countries,have made positive exploration and improvement on this road according to their own national conditions.The future is bright,but the road is tortuous,the process of our government buying medical insurance service is not smooth sailing.At present,many areas in China have tried,such as Xiamen,Xinxiang,Jiangyin,Zhanjiang,Luoyang,Pinggu and other regions,and combine their own actual situation to explore a set of feasible operation mode.However,the regional government buying medical insurance service mode has obvious regional characteristics,and the difference is relatively large.Moreover,there are still many problems to pay attention to and need to be perfected under different buying modes.In addition,there are other more effective ways of cooperation? It can not only give full play to the government's social management function,but also give full play to the advantages of the market allocation of resources,and find out the effective operation mode or standard of cooperation between the government and the market with universal characteristics.In this paper,using literature analysis,comparative analysis,SWOT analysis,case study,questionnaire survey method,first from the theoretical analysis of the necessity and feasibility of government purchase medical insurance services;and then use the case analysis shows that China's current government purchase medical insurance service mode;then by foreign governments to purchase medical insurance service the practical experience of developed countries and developing countries on China's government to purchase medical insurance service mode selection guide.By using SWOT analysis method,analysis of China's government purchase medical insurance service four mode advantages and disadvantages,points out the problems tend to expose their running process,grasp the potential risk of government purchase medical insurance service,the Chinese government puts forward to purchase medical insurance services may be provided with a main push mode and operation process of universal characteristics using,and put forward the measures to implement the main push mode,help our government to service government,so as to pave the way for the in-depth study of China's government purchase medical insurance service model.