Research On MJ Company Financing And Risk Management And Control

Small and medium-sized enterprises are important pillars of the national economy.They have increased China's fiscal revenue,promoted technological product innovation,and provided a large number of jobs for the society,making great contributions to China's economic development.However,due to its own defects and the historical inertia of the financial institutions,moral hazard and other reasons,the financial resources obtained by SMEs are seriously mismatched with their status in China's economic development.Moreover,most SMEs lack experience in financing risk management control,which leads to more acute financing problems.Although the government has introduced some favorable policies to help small and medium-sized enterprises to finance the development of small and medium-sized enterprises in recent years,these measures cannot fundamentally help all small and medium-sized enterprises to truly get out of financing difficulties.Therefore,the financing difficulties of SMEs have always been the focus of many experts,scholars and practitioners.Based on the review of relevant materials and literatures,this paper systematically reviews the division criteria of SMEs at home and abroad,the development process of SME financing channels in China,the improvement of SME financing and risk management issues,and the evolution of life cycle judgment methods.And combing.Next,this paper takes SME MJ company as the research object,and uses the literature review method,case analysis method and other research methods in the writing process,using information asymmetry theory,superior order financing theory,enterprise life cycle theory,combined with analysis of MJ company.The basic situation and financing status,summed up the financing problems and causes of the company.At the same time,it summarizes the problems of MJ's financing risk management from the aspects of management risk awareness,corporate financing risk identification and corporate financing risk assessment.Through on-the-spot investigation and analysis of data,it is believed that MJ currently has a large capital gap,insufficient internal financing,high financing costs,single financing method,lack of financing innovation and financing strategy,weak management risk awareness,and identification of corporate financing risks.Problems such as insufficient evaluation ability.Therefore,this paper uses the enterprise life cycle theory to analyze the life cycle stage of MJ company.On this basis,it proposes countermeasures to improve the financing problem of MJ company from the enterprise level.This paper thinks that MJ should establish professional The financing team also develops a reasonable company management system to improve the company's management level,and should also achieve financing innovation and actively expand financing channels.At the same time,based on the practices of the United States and Japan,suggestions from the government level,that the government should play a leading role in the financing of SMEs,establish a multi-level securities market,and actively encourage and regulate the development of the Internet.At the same time,this paper builds a financing risk early warning system for MJ company,and proposes to improve MJ company's financing risk management control,in order to finally improve the financing problems faced by MJ company and help the company to develop healthily and rapidly.