Supply Chain Financing Scheme Design Of A Construction Company

In recent years,China is in a critical period of reform,development and transformation.As an important part of China’s economy,a large number of small and medium-sized enterprises are widely distributed in various industries,fields and regions.They have always been the main driving force to promote economic growth,increase social employment and increase fiscal revenue,and play an important role in China’s structural reform.Due to the constraints of small scale,imperfect organizational structure and other objective factors,it is difficult for small and medium-sized enterprises to obtain external financing under the traditional financing mode.The financing difficulty of small and medium-sized enterprises has always existed,and has become an important factor restricting the development and growth of small and medium-sized enterprises.After combing the relevant literature at home and abroad,this paper takes a construction company as the research object,uses the financial index method to analyze the operation status of a company,measures the external financing demand of a company in 2020 by the percentage of sales method,and introduces the supply chain financing mode for a company.Through the analysis of a company’s financing situation and financing difficulties,we hope to explore a new financing mode suitable for a company and integrate resources,so as to promote the use of supply chain financing mode by similar enterprises,provide reference for other enterprises,and enrich the supply chain financing theory.Based on the theoretical research of supply chain financing at home and abroad,this paper first analyzes the financial situation of enterprise a through the financial index method.After effective communication with the managers of company a,this paper summarizes the current financing channels of company a,and concludes that there are common problems in the financing of small and medium-sized construction industry in company a,such as single financing channels,difficult financing,poor ability of enterprise mortgage guarantee,slow return of funds,etc.Using the percentage of sales method,the sensitive liabilities and assets of company a are sorted out,and the external capital demand of company a in 2020 is obtained.In order to change the current situation of financing difficulty of company a,this paper proposes to introduce supply chain financing for company A.From the analysis of the power of each participant in supply chain financing,the existence of qualified core enterprises and a wealth of supply chain financing products,this paper concludes that company a has the conditions to develop supply chain financing.Based on the actual situation of company a,we choose two supply chain financing modes: accounts receivable financing and prepayment financing,and calculate the supply chain financing amount,and conclude that company a can meet the liquidity gap in 2020 through supply chain financing.At last,we enumerates and prevents the possible risks of a company’s supply chain financing plan,improve a company’s supply chain financing scheme,and provide reference for the same type of enterprises.