Financing Scheme Design Of JH Company

Small and medium-sized enterprises are an important force of national economic development,playing an important role in promoting economic development,achieving employment,promoting scientific and technological innovation,social stability and improving people’s livelihood,and are the one of the most dynamic and large-scale mainstream force for china’s economic development.That the comprehensive quality of the medium and small-sized enterprises are general,the credit degree is not high,lacking of effective assets and so on,they are at a disadvantage in financing.Therefore,the biggest obstacle for small and medium-sized enterprises is financing at present.How select financing schemes that are suitable for self-development become the problem that many medium-sized enterprises are faced with at present.In this paper,taking JH company as the research object,combining relevant financing theory with practice,in-depth analysis of small and medium-sized enterprises facing financing problems,it has certain guiding significance.This article uses the literature research method,the field survey method and so on,combining relevant financing theory with practice of JH company,analys0 e the JH company’s current financing situation.Take for an example,co-operative bank diversification,small and fragmented individual financing;the unreasonable financing structure and so on,and further from the internal external analysis of the causes of the financing status quo.In order to help the company solve the current financing problem,this paper base on the past years of business data first,we use the percentage of sales method to forecast the future capital demand;then,this paper proposes bank loan,equity financing,finance lease and so on,designing the initial financing scheme by using the combination financing method.We analyze the advantages and disadvantages of each financing through the cost of capital,debt structure and other dimensions,finalise the best financing options.In addition,in order to ensure the smooth implementation of the financing program,this paper puts forward some safeguards.In the short term,that we design the best financing plan for the company can help JH company to solve the current financing problems,and inject financial vitality into the current high-speed development.In the long run,enterprises can be urged to standardize the internal financing process,the establishment of a reliable credit system.In addition,it can be used for reference for the financing of the same type of manufacturing enterprises.