Study On QDNY Bank Management Efficiency Evaluation

At present,the global economy continues to unstable,an appreciating renminbi,China's overall export tightening,insufficient domestic demand,the transformation of economic structure,series of problems such as unbalanced regional development,the government regulation of Banks tend to be more prudent and refinement,interest rate marketization,many financial institutions has brought serious challenges.And QDNY bank as a large financial institutions,to provides the high-quality service for the business of different size,then QDNY Banks facing the complex economic environment,how to better realize the basic marketing strategy and positioning,is necessary to strengthen the bank management efficiency,only the high efficiency of management can better help QDNY Banks to achieve faster development.How and at what level is the management efficiency of QDNY bank? This is a problem that QDNY bank urgently needs to solve.Therefore,this paper summarizes and sorts out domestic and foreign research literature on bank management efficiency,and specifically analyzes several basic concepts,such as efficiency,management efficiency,bank management efficiency,and measurement method of bank management efficiency,which lays a theoretical foundation for the following research.Then,this paper selects the QDNY bank's management efficiency index by combining the intermediary method and the asset method,and measures the management efficiency of QDNY bank by using the parametric method and the non-parametric method respectively.It finds that the current management efficiency of QDNY bank is at a relatively stable level,but it still needs to be further improved.In order to study whether what factors influence the QDNY bank management efficiency,this paper further economic growth,bank size,QDNY Banks use capital price,inflation rate,QDNY banking competition and risk control indicators such as the factors influencing the effect of QDNY bank management,adopting QDNY bank related data in 2010-2017,build the econometric model,USES the OLS regression found that economic growth,risk prevention and control and the degree of competition index to QDNY to promote the efficiency of bank management has the positive promoter action,However,the use of capital price by QDNY bank will significantly hinder the improvement of QDNY bank's management efficiency.In order to improve the management efficiency of QDNY bank faster,the article respectively from accelerating the development of intelligent bank at the end,make use of information technology to strengthen the risk prevention and control operating costs,improve QDNY bank management efficiency,reduce the price of capital,the right attitude towards the third party payment,orderly competition,complement each other,improve the QDNY bank internal self-regulation system four aspects put forward policy Suggestions,such as help QDNY Banks to achieve efficient management efficiency.