| The current our country’s old-age security system is an important part of the farmers’ social security,along with our country social aging degree is higher and higher,the demand of social old-age security,it puts forward new requirements for China’s old-age security mechanism.However,there are still many inreasonableness in the pension security mechanism in China.It is difficult to adapt to the growing demands of the elderly.Want to build more perfect old-age security system,must be based on adequate financial support,and in order to promote the diversification of pension funding sources,requires continuous improvement of social security financing,but also improve the utilization efficiency of pension benefits.At present,China’s rural old-age security mechanism in the stage of social development in the middle of the area,its impact is wide,needs the government,society and other multilateral mutual support,to give full play to the rural old-age security mechanism is an important guarantee.Urban and rural dual system led to poor rural social and economic development level in our country,people life is poorer,the stakes are high,engaged in agricultural production is responsible for the demand for this part of the group is not,shall enjoy the rights and interests of without any relevant safeguard mechanism,endowment has always been a prominent social contradictions,and the traditional pension model and it is difficult to meet the needs of existing.From the perspective of a traditional pension model in our society has been using the pattern of family and land.Our country after reform and opening up,economic development level is improved,the endowment way has been in use today are facing more and more problems,the original constraint function has already been received,coupled with the aging of China’s urban and rural current will be more and more serious,under the background of the past traditional pension model has been difficult to meet the needs of the future.So,with the rapid development of economy of our country in recent years,as well as the continuous improvement of the urban pension system,in the future to build and perfect the mechanism of rural has very important theoretical and practical significance,this also is the necessary way of building a harmonious socialist society.This paper Chinese rural old-age security based on the situation of the specific conditions of the banner,Flag on the actual condition of rural old-age security,on the basis of in-depth analysis,find out the problems,namely the single source of retirement benefits,lack of farmer endowment concept,supervision mechanism is imperfect and so on.The author thinks that the reason will appear these problems,largely due to the lack of the financial support of the government fiscal,lack of perfect public policy for security,rural old-age security system of government responsibility is unknown,farmers,and inadequate understanding of old-age security.Based on detailed analysis of these problems is put forward for the flag of the rural old-age security mechanism optimization countermeasures and Suggestions,such as further strengthening rural old-age security propaganda work,clearly define the responsibilities of the government in the old-age security system,promote the diversification of pension funds,building perfect rural old-age security supervision mechanism,improve the old-age service personnel quality,etc.,hoping to help improve the quality of the flag of rural old-age security level,and provide reference for other rural old-age security and reference. |