| As a consumer group,which is especially important in today’s society,college students’ desire for consumption is extremely strong.With the development and perfection of network finance,their consumption needs are well satisfied,and their consumer credit desire is fully excited.Although the consumption and consumption of the phased loan consumption in Internet finance has the function of promoting the rapid development of college students’ consumption market,the consumption concept of the new generation of college students,the network financial platform and the related supervision system exist.The inadequacies of the market are still at risk.At present,the relevant research at home and abroad on the existence of the market has long been concerned about,but not yet detailed research and discussion.Therefore,the relevant research in this paper has great practical significance.The article first analyzes the demand and supply status of university students’ network installment loans,and then conducts a questionnaire survey on the college students in Wuhan University,Wuhan Institute Of Technology and Wuhan Vocational and Technical College.The research on the current consumption of college students’ At the same time,summarized summed up the main reasons for college students network installment loans consumer behavior,Then,a series of problems are put forward for the current consumption of college students’ phased loan,and the countermeasures and suggestions are put forward to promote the healthy use of network staging loans.We should focus on optimizing the consumption environment of college students and improve the relevant policies,based on the university level,to strengthen the consumption education and management,and actively develop work-study opportunities in order to meet the part-time needs of college students,for the family,parents must provide their children’s daily Living expenses,and actively cooperate with the education of colleges and universities. |
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