The Research On Agricultural Bank Of China Suzhou Sci-Tech Subbranch Development Present Situation And Countermeasure

The obstruction of financing for small and medium-sized enterprises of science and technology is prevalent in our country.Especially in emphasizing the comprehensive adjustment of economic structure,the role of science and technology in promoting economy is becoming more and more obvious.As a prefecture-level city,more than 30 years of economic development in Suzhou has made remarkable achievements,all levels of government has always stressed the need to rely on the development of science and technology enterprises to complete industrial upgrading,and financial support is one of the necessary conditions.In the past five years,Suzhou Science and Technology has flourished,but there are still many problems in the development of several science and technology sub-branches.The characteristics of small and medium-sized enterprises of science and technology have caused it to be favored by traditional commercial banks,thus hindering the overall loan of science and technology branch Size,the number of customers to further break.This paper is based on the in-depth study of the status quo of the development of Suzhou Science and Technology Branch of Agricultural Bank of China.It also finds out and analyzes some existing problems and causes,further studies the successful mode of development and operation of Silicon Valley Bank and some domestic science and technology sub-branches,and points out some suggestions to promote the development of science and technology ideas.