Development Strategy Study On Sci-tech Sub-branch Bank Of Mianyang City Commercial Bank

Small and medium-sized Sci-Tech enterprises play an important role to promote the economic development and industrial transformation and upgrading of China.In the report on the work of the government which was delivered at the Third Session of the Eleventh National People's Congress,Premiere Wen Jiabao clearly indicated: We will foster emerging industries of strategic importance,we will further promote the development of small and medium-sized enterprises,and we will provide better financial support for small and medium-sized enterprises.Among the organizations which can offer financial support to the development of small and medium-sized enterprises,banks play the most important role of triggering and accelerating to foster emerging industries of strategic importance.Under the effective promotion of Chinese Ministry of Science and Technology,the People's Bank of China and the China Banking Regulatory Commission,many areas innovate financial service means for Science and Technology to ease the small and medium high-tech enterprises' difficulty and expensive cost in financing and a common idea is to establish Sci-Tech sub-branch bank(SSB).The first two SSBs of Chengdu Bank and Chengdu Branch Bank of China Construction Bank were founded in January 2009.After that,SSB of Hangzhou Bank was established in July,2009.SSB of Wuxi Branch Bank of China Agriculture Bank and SSB of Shenzhen Branch bank of Pingan Bank joined one by one.Besides a lot of SSBs,Shanghai Pudong Development(SPD)Silicon Valley Bank(SVB)was established as joint-venture bank between SVB and SPD bank in 2012 with capacity corporate firstly and equal capital investment.The SSBs in our country support the development of small and medium Sci-Tech enterprises efficiently,but there are still difficulties in financing.Sci-Tech enterprises still face many problems during their development.It is an urgent problem to be thought about and solved that how to serve the Sci-Tech enterprises practically,offer more support to small and medium Sci-Tech enterprises under controlled risk and raise banks' income.SSB of Mianyang Ctiy Commercial Bank(MCCB)is the main research subject in this paper.This research emphatically analyzes the economical development environments in Sichuan province and Mianyang City,introduces the operational data of Sci-Tech banks in Sichuan province and the development data of SSB of MCCB,points out the advantages,disadvantages,opportunities and challenges during the development of SVB of MCCB.As reference the development strategy of SVB,proposes the strategic advices to further the development of SSB of MCCB finally.Quantitative,qualitative,comparative and fact analysis are used in the discussion and investigation in this paper which can be divided into six chapters.Chapter one: Introduction.Background,topic meaning,8 SSBs development status in Sichuan province,research status and topic necessity are illustrated.The theoretical research on Sci-Tech sub-branch are also introduced.Chapter two mainly analyzes the development opportunities of SVB of MCCB.Chapter three mainly illustrates the development advantages of SVB of MCCB.Chapter four points out the development challenges of SSB of MCCBChapter five presents the development disadvantages of SSB of MCCB.Chapter six indicates the development strategy study of SSB of MCCB.The advices on advocating development of SSB of MCCB through analysis of the development strategies of SVB.