Innovation Management Research Of International Trade Finance Based On N Commercial Bank Suzhou Branch

International trade financing is a kind of international settlement services of one kind of international trade,which is originated from the developing international trade and international settlement.Objectively,with the development of the foreign trade and economic,because of the different characteristics of global trade economy and the improvement of financial supervision standards,commercial banks cannot but change the traditional way of financing in order to survive.Subjectively,they put forward new ideas for international trade financing business and require banks to improve their comprehensive competitiveness.Thus to follow the development of international trade,accommodate itself to the transforming regulatory environment home and abroad,to cope with the horizontal competition and to meet the requirements of management transformation,commercial banks are expected to put more efforts to find new ideas in international trade financing.Banks should look for new development paths by means of innovation in order to survive for the sake of enhance the adequate development of international trade financing business.Besides,The development of international trade financing of commercial banks could alleviate the impact of current financial crisis,enhance the developing of foreign trade and speedy and sound development of China’s banking system.As China becomes the largest country in international trade,international trade finance innovation is badly needed.Currently quite a lot domestic commercial banks are groping and attempting to launch trade finance business innovation effectively and as a result,they have gotten plenty of achievements.But overall,China’s commercial bank international trade finance income is still lower than the bank’s overall revenue,while some foreign banks accounted for more than half of total revenue.If we want to truly embark on the road of international trade powerful country,and not just international trade big country,only through the research of theory,law as well as practice,and then putting forward scientific,convenient and feasible trade finance management system and means,can the innovation of international trade financing business be launched effectively.It could not only better promote the development of China’s import as well as export,but also boost domestic commercial banks turning into the international commercial bank.If simply bring developed countries’ innovation,our commercial bank couldn’t make competition with the experienced foreign capital banks.Only by combining our situation to carry on conformable innovation,and absorbing valuable experience of developed countries’ innovation positive results,the innovation of our commercial bank will be successful.So we absorb adequately the theories and practices into international trade financing,and then add reasonable and practical developing modes to effectively enhance innovation in banks,promote the development of international trade and make for domestic commercial banks to convert into international commercial banks.This paper consists of five parts,the specific structure as follows.Chapter I: Introduction.This part introduces the background of the thesis,significance,framework and structure arrangement of this thesis.And from two aspects of international trade financing theory home and abroad,we made a clear and comprehensive understanding of international trade financing innovation through the theoretical review of the related international trade finance innovation theory.In the ChapterⅡ,we made a detailed elaboration on the basic concepts and features of international trade financing,mainly introduced the present import and export trade financing products as well as their concrete applications.In the Chapter Ⅲ,we select a commercial bank N as an example.Based on the overview of international trade financing and its related innovation theory,we make a comprehensive analysis of the status of the international trade finance business of bank N from the management,international trade financing products of multiple perspectives,and analyze the problems existing in developing process of international trade financing roundly.In the Chapter Ⅳ,this paragraph mainly focuses on international trade financing innovation in bank N,and analyzes problems existing in developing process of international trade financing in our country.To address these problems,we putforwardsomeproposalsabout concept innovation,technology innovation,product innovation and put that Innovation should be in compliance with regulatory requirements.After this,we analyze again the problems existing in developing process of international trade financing innovation.In Chapter V,based on the overview of international trade financing and its related innovation theory,we make some suggestions on deepening the innovation of international trade finance business of bank N such as learning from advanced innovation experience,making better use of the advantages as late starters,occupying the market of small and medium enterprises actively and Using electronic science and technology to accelerate the pace of scientific and technological innovation.Finally,we make a conclusion of this paper.