Research On The Innovation Of Commercial Banks' International Trade Financing

With the continuous promotion of China's policy of opening to the outside world,China and the rest of the world is becoming more and more closely related,and the communication between politics,economy and culture is deepening.In order to further strengthen international cooperation,China actively launched the “Belt and Road” initiative to promote economic development along the line.As a result,the trade between China and other countries is more frequent,and it is bound to involve commodity or currency transactions in the process of trade.Yet different countries have different situation,and there are gaps between currencies,trading patterns or habits.Therefore,various problems will inevitably occur during the transaction.In the process of trade settlement,commercial banks can solve this problem more conveniently through international trade financing.Therefore,it is highly concerned by experts and scholars.However,China's international trade financing business starts relatively late and does not fully connect with the international trade financing market,and the business system is also more traditional.With the development of foreign trade,financing of commercial bank international trade can't be ignored,but the slow development of domestic commercial bank international trade financing effectively hindered China's foreign trade,and the innovation of commercial bank international trade financing is the effective way out of this dilemma.The research on the innovation of international trade financing of China's commercial banks is therefore the total key,and this paper selects Wuhan City Commercial Bank as research object,to find problems and better solve them through specific case studies.This paper mainly comprises five parts.The first chapter is the introduction.This part mainly introduces the research situation at home and abroad,the research methods and innovation points of this paper.The second chapter mainly summarizes the financing of commercial banks and analyzes their innovative environment aboard.The third chapter studies the innovation,risks and problems of commercial banks developing international trade financing in China.The fourth chapter takes the Commercial Bank of Wuhan as an example to analyze the conditions and risks of the domestic commercial banks to carry out the innovation of international trade.The fifth chapter is summary,which puts forward the strategies for these problems and shows the value of this study.