The Research On The Development Of Insurance Funds Participating In Alternative Investment

The insurance industry in our country is facing one of the most important practical problems that Improving the return on investment of insurance funds,to explore the effective way to develop alternative investment of insurance funds can effectively respond to and resolve the realistic problems.Meanwhile,the alternative investment is a double-edged sword,at the same time improve the return on investment with the potential risk,therefore,the urgent task is to search for a suitable alternative investment in the insurance industry development path,effectively improve the insurance investment yields.Firstly,by classifying the material,introduced the development of insurance fund participating in the alternative investment in detail,draw a conclusion of insurance fund involved in alternative investment compared with traditional investment with high yield and relatively stable advantage and the development of insurance fund to participate in the positive of alternative investments.Secondly introduced the main form of insurance fund in alternative investment development,have to out the insurance fund participating the alternative asset investment still has great space for development,and compensation of investing in commodities,such as gold innovation way of alternative assets.Then,According to analyzed the current situation of insurance funds participated in alternative investment of foreign country,draw a conclusion that the path of the insurance funds participating the alternative investment is starting the open trading platform.Aim at solving the problems that existing in the development process,this paper provide the new path of the insurance funds participating in the alternative investment,starting from the innovation regulation,investment channels,investment standard and insurance companies,also provide the certain theoretical support for later practice layout,creating a new pattern of insurance funds management in China.