The Research On Insurance Funds Investment Of China's Insurance Asset Management Companies

Since China's insurance industry since the resumption of business,just a few decades,the rapid development of rapidly expanding business,premium income continued to increase,the rapid expansion of the funds available.At the same time,as competition intensifies,underwriting profits are compressed,and even the phenomenon of loss.Therefore,insurance companies increasingly focus on management of insurance funds,insurance funds to improve the return on investment will not only help ease the pressure on the underwriting insurance company,but also help the insurance company business development,product development,but also for sustained long-term stable development of the insurance industry have played a huge boost.Therefore,in this context insurance asset management companies have emerged as a specialized asset management institutions,since its inception,in the case of government continued liberalization of investment channels,diversify investment,the use of assets and liabilities to match the risk management means,not only to promote the insurance funds specialized,standardized,efficient operation,increase capital investment income,underwriting and promote the use of funds business,a good interactive development,but also promoted the insurance funds and actively participate in the capital market,the insurance company to multifunction insurance group forward.He made many contributions,but there are still many problems,such as irrational investment structure,asset management products lack,lack of innovation,lack of talent,lack of investment capacity.Improve and refine these problems,we can enhance the management level of insurance companies,insurance companies reduce business risk,improve competitiveness andcapacity of insurance companies.Based on this,paper to "China insurance assets management company insurance funding using research" for topics,through analysis insurance assets management company insurance funding using in the exists problem: insurance assets management company relative domestic other assets management institutions,,status lower,and insurance funding using difficulty increased,and insurance funding tube products innovation capacity lacks,and insurance funding wrong distribution risk still exists,,and combined abroad developed insurance funding using of situation,proposed has on China insurance funding using of experience reference,eventually to XX insurance assets management company for instance,Rich in alternative investments,asset management products,increased investment capacity,strengthen risk control,XX targeted suggests the proceeds of insurance asset management company insurance application specific and feasible recommendations to other insurance asset management companies also formed a certain reference.