The Research On The Alternative Investment Strategy Of Life Insurance Funds In China

Improving the return on investment of life insurance funds is one of the most important practical issues facing China's life insurance industry.Studying the alternative investment of life insurance funds in China can effectively cope with and resolve this real problem.However,alternative investment is a double-edged sword,and it is accompanied by potential risks while improving the return on investment of life insurance funds.Therefore,it is imperative to explore strategies suitable for alternative investment in life insurance funds in China,and improve the return on investment of life insurance funds on the premise of preventing risks as much as possible.Firstly,this paper analyzes the relevant theoretical mechanism and the status quo of China's alternative investment,introduces the connotation of alternative investment of life insurance funds,and expounds the development history of alternative investment of insurance funds in China,and then points out the problems faced by alternative investment of life insurance funds in China.Development opportunities;Secondly,this paper empirically analyzes the allocation of life insurance funds to investment assets,and concludes that only in the pursuit of low risk,only the asset allocation of alternative investments can improve the profitability of life insurance capital investment;again,through the introduction of China Life Insurance Case Study of Project No.10 in London Canary Business District and Project Bishopsgate No.99 in the City of London.The paper analyzes the strategy of alternative investment in life insurance funds in China.Finally,combined with the full text,it gives relevant strategies and suggestions for alternative investment in life insurance funds in China..In order to improve the optimization of China's life insurance capital investment allocation,this paper gives the strategic suggestion of alternative investment of life insurance funds in China: to determine the alternative investment allocation boundary of life insurance funds,the regulatory department to establish alternative investment product system and market system,and the life insurance company needs to improve the alternative investment assets.Risk assessment and emphasis on post-investment management of alternative investments.