Research And Development Of Customer Identity Online Verification System In Post Financial Informatization

The real name system of bank account is an im portant financial basic syst em in our country,and the second gener ation ID card is an effective means to verify the bank account.Since China post group subsidi ary to carry out a com prehensive two genera ti on online ex amination,a l arge number of succes sful interception of holding false accounts,defraud fictitious or fraudulent loans and other acts.But now with the gradua l to identity verifica ti on work,the traditional customer identity verification m ode not onl y time-consuming and error,and high cost and low efficiency,has been unabl e to meet the modern Chinese postal financial sys tem construction demand.This thesis i s devot ed to the s tudy of how to improve the operational efficiency of pos tal finance cus tomer identification,which mainly includes the fol lowing three aspects:First of all,t hrough the investigation,on-the-spot investiga tion and data collection met hods,grasp the problems existi ng postal onl ine verification and pain points of difficulty,acc ording to the dat a of the evidence and informat ion feedback,the formation of the project development team,the implementation of the project,the formation and planning feasibility plan,step by step researc h and development to meet busines s needs and industry char acteristics of the intelligent t he i denti ty of the customer online veri fica tion system.Secondly,bas ed on research of the contactless IC card technology,radio frequency identification technology,information acquisition technology,ID ca rdR ead interface,VB function com pilation techniques in maximum cost saving infras tructure investment,will origina ll y need ID car d scanning,the completion of the i nformation collection,verificat ion,Int ernet information and print a set of m ultiple operation the postal financi al information client i denti ty verificat ion online print manageme nt software,i t rea lized under t he new mode of "one key" function.By comparing the advantage s and disadvantages of several key parameters s uch as operation time li mit,paper cos t,equipment loss and so on,further evidence to the development of postal financia l online check print management software not only to achieve the purpose of simpl ifyi ng the bus iness operation process,but also reduces the cost of postal savings outlet s,and ultimately achieve key objectives to improve the overa ll efficiency of the counter transac ti ons.And the future of the postal fi nancial onl ine verification print management s oftware to promote the l anding of the outlook.