| In recent years,with the rapid development of China’s rural economy,the problem of the modern agricultural production development funding shortages become more prominent.In order to solve the problem of agricultural development loans,the state introduced a series of policies to promote rural land contract management rights mortgage pilot,to play the financing function of rural assets.From a national pilot situation,rural land contracting right mortgage loan mortgage,to a certain degree improving the problem of farmers’ loans,but due to various subjective and objective factors,financial institutions to carry out rural land contract management rights mortgage The enthusiasm of the loan is not high,the policy effect is not satisfactory.Therefore,further study the factors affecting the supply of the rural land contract management right mortgage and propose some symptomatic policy to achieve the policy objectives,not only theoretical significance,more practical value.Contents of this paper consists of six parts: The first chapter from the overall discussed the research background and significance,research review,research ideas and methods;The second chapter provides a brief overview of the relevant theories and provides a theoretical basis for the follow-up study.The third chapter from the aspects of the supply of mortgage loans,the main supply patterns and the existing problems to summarize the current situation of the mortgage supply of financial institutions in rural areas.The fourth chapter analyzes the influencing factors of the rural land contract management right of financial institutions from the perspectives of participant,credit object and external environment.Chapter V using Network Analytic Hierarchy Process empirical analyzing the financial institutions of rural land contract management rights mortgage factors.The results show that the impact of the borrower factors,collateral factors,supporting mechanism factors,policy environmental factors,financial institutions factors on the rural land contract management rights mortgage loans were:0.26174,0.25584,0.24138,0.12917,0.11187.In the sixth chapter,according to the empirical conclusion,In the sixth chapter,according to the empirical conclusion,from the improvement of farmland mortgage-related laws,to build asound farmland mortgage disposal mechanism,standardize the right to register the work of land certification,improve the rural credit system,increase government policy support and other aspects to improve the enthusiasm of financial institutions to promote rural land Contract management rights mortgage development policy recommendations. |
